are there any good universal gift cards out there?

i want a gift card that i can use at any store and online, i’m not so much into simon gift cards and green dot is out of the question, with a $9 activation fee and then like a $5 monthly service charge i’m paying more to have the card then i would buying stuff with it. it’s just going tobe something to load like $50 on to buy a few things online ( don’t have a credit card yet, i’m only 15, but i don’t feel like asking my parents every time i see something i want. thanks in advance

How about a re-chargeable Visa card?